Two Ways To Take Payments Without A Merchant Account
Starting an online business can be tough. One major obstacle for business owners is the issue of payment. Some businesses open a merchant account to handle payments. But what can you do if you can’t get, or can’t afford, a merchant account?
Well, there is good news: There are at least two excellent ways to take payments from people who use credit cards, without having a merchant account.
There is a third option which can help you set up a merchant account, even if you think you don’t qualify. This method doesn’t work for everyone, but it can help 99% of people setting up their business.
Try one of these three solutions to your payment woes:
Clickbank. For a small sign-up fee (about $50, I think), you can accept payments for your digitally-delivered products using any major credit cards, or even e-checks. You don’t handle the transaction, or even the payment. Clickbank does it all, takes a percentage and just sends you a check. How’s that for convenient? Some people think that Clickbank’s fees are a little high, but if you consider all the services they provide: taking the payment, handling refunds, handling your affiliate program, sending you checks, sending your affiliate’s checks, doing all the bookkeepingI think it’s a fair trade.
PayPal. Studies prove that having PayPal on your sales page can boost conversions. Offer this as a payment option, and you will make more sales. Just like Clickbank, PayPal will handle the entire transaction for you. Your customers can use any major credit card, even e-checks, and they don’t need a separate PayPal account.
PowerPay. Do you still want a merchant account, and not a work-around like Clickbank or PayPal? If you have been turned down in the past, or have a spotty credit history and worry about being turned down, I recommend PowerPay. Judd Smith and his crew have a lot of experience in the online marketplace. They are very helpful to deal with, and can help you set up your merchant account. For more information, visit this website at http://ipowerpay.com - The best Merchant Account for online Marketers.
Take the worry out of setting up your merchant account. Try one of these simple solutions, and get ready to collect payments, fast!
Tags: Copywriter Ray Edwards, Payments Without A Merchant Account
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